Real Estate Information

Paula Hartman will be appearing on CBS3's "Talk Philly" 12pm-12:30pm tomorrow, December 16th!

Paula will be joining hosts Ukee Washington and Pat Ciarrachi to discuss the market conditions at the Jersey Shore. If you aren't able to catch Paula live on the 16th, you will be able to access the clip on www.cbs3/talkphilly starting the very next day!

In addition to her appearance, Paula will be featuring 16 of her luxury property listings in an online banner ad showcase, which will be rotating on www.cbs3.com from December 16th through December 23rd!

CBS3's "Talk Philly" averages between 60,000 - 95,000 households in the Philadelphia market per day. Paula's online showcase will generate a minimum of 130,000 user impressions over the course of the week.

Paula rocks!

Here are Paula's new listings for December 15, 2009:

1. 2927 Longport Drive
2. 3004 Revere Blvd
3. 109 N Union Ave
4. 6 Magnolia Court
5. 135 Jeffers Landing
6. 37 S Iowa, IJ
7. 3817 Ventnor, Unit 908
8. 3904 Filbert Ave
9. 709 N Dorset, Unit C10
10. 5403 Boardwalk
11. 709 Dorset, Unit C4
12. 37 S Iowa, Unit 4A
13. 5 N Newport, 1&2

ACES train has announced a special fare roundtrip to NYC.  $39 ROUNDTRIP. Travel must occur in the same weekend. Trips must originate in Atlantic City. See the ACES train schedule for other stipulations.

"The fairest thing we can experience is the mysterious.
It is the fundamental emotion which stands at the cradle of true art and true science."

--Albert Einstein

"Vision looks inward and becomes duty.

Vision looks outwards and becomes aspiration.

Vision looks upwards and becomes faith."

--Stephen Wise

The following are new listings for the Week November 15, 2009

1. 2927 Longport Drive
2. 3004 Revere Blvd
3. 109 N Union Ave
4. 6 Magnolia Court
5. 135 Jeffers Landing
6. 37 S Iowa, Unit 1J
7. 3817 Ventnor, #908
8. 3904 Filbert Ave
9. 709 N Dorset C10
10. 5403 Boardwalk
11. 709 Dorset C4
12. 37 S Iowa 4A
13. 5 N Newport 1&2

Click Here for Aces Train Schedule between Atlantic City and New York City.

1. 108 S Exeter
2. 329 Hampshire Drive
3. 3901 Atlantic Ave
4. 24 S North Carolina
5. 3 Brunswick Court
6. 6 South Cambridge
7. 2927 Longport Drive
8. 9709 Monmouth, Unit C5
9. 325 35th Street
10. 312 N Washington
11. 3215 Atlantic, Unit C-1

These are our current NEW LISTINGS for November 10, 2009

The opposite of love is not hate,

it's indifference.

The opposite of art is not ugliness,

it's indifference.

The opposite of faith is not heresy,

it's indifference.

And the opposite of life is not death,

it's indifference.

--Elie Wiesel

Giving top-notch service to buyers starts with making sure you're on solid footing to obtain a home loan.  Here are 5 credit mistakes to avoid.

1. Not leaving enough time to fix errors.  Consumers should review their credit report at least once a year. Inaccuracies aren't uncommon, and it takes time toset the record straight. Each of the three major credit reporting agencies--Equifax, Experian, and TransUnion--provides on free credit report per year (www.annualcreditreport.com). There's a charge, typically about $15, to see the actual credit score, but the cost is worth it.
2. Changing spending behavior.  A surprisingly good credit score can tempt prospective home buyers to open credit card accounts or take out a loan for a new car. Such actions can damage their credit score during a critical time, making it harder to obtain the loan they want.
3. Seeking a subprime loan. Even those with a marginal credit score can qualify for conventional loans. Tell customers to apply for the best mortgage loan they can find and to remember that other factors besides their credit score, such as the size of their down payment, come into play when applying for a loan.
4. Confusing "prequalified" for preapproved." Prequalification doesn't require the lender to verify income and means very little in terms of a consumer's ability to obtain a mortgage. Encourage customers to get preapproved, a process in which the lender checks employment history, income, and bank funds, and reviews the credit report.
5. Forgetting about credit after the purchase. Your customers moved into their new home, happy they'll never have to worry about credit scores again. Not so fast. If they decide to refinance or move, their credit will once again take center stage. Remind customers to keep their credit score in mind as they deal with the expenses of being a homeowner

(Source: David Reed, CD Reed Mortgage Bankers, Austin, Texas)